Terms & Conditions

Effective Date: January 1, 2025

Welcome to Adbus Capital. By accessing our website (adbuscapital.com) or using our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Description of Services

Adbus Capital provides business funding solutions, including but not limited to working capital loans, equipment financing, revenue-based financing, and other financial products. We are a direct lender serving businesses across the United States.

3. Eligibility

To use our services, you must:

4. Application and Funding Process

Submission of a funding application does not guarantee approval. All applications are subject to review and underwriting. We reserve the right to approve, deny, or request additional information for any application at our sole discretion.

5. Use of the Website

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of, this website by any third party.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Adbus Capital and is protected by copyright and intellectual property laws.

7. SMS & Text Message Terms

By opting in to receive SMS/text messages from Adbus Capital, you consent to receive recurring marketing and promotional messages sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message frequency varies. Message and data rates may apply.

Reply STOP to opt out at any time. After opting out, you will receive one final confirmation message. Reply HELP for assistance or contact us at temitope@adbuscapital.com.

Consent is NOT a condition of purchase. You are not required to opt in to SMS communications to use our services or receive funding.

8. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, Adbus Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.

10. Indemnification

You agree to indemnify and hold harmless Adbus Capital, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising out of your use of our website or services or your violation of these Terms.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of any third-party sites.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

13. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Adbus Capital
Email: temitope@adbuscapital.com
New York